(801) 214-9678
You want to protect what you’ve built, make smarter decisions, and stop second-guessing your next move. We’ll help you build a plan that does exactly that.
There’s a Blind Spot in Every Strategy. This Finds Yours.
This quick checklist pinpoints gaps in your plan that could lead to unnecessary risk, tax drag, or lost opportunity.
Whatever stage you're in, we help you gain clarity and take the next right step.
Just getting serious about your finances?
You need a plan that makes sense, a guide who won’t talk over your head, and to start with smart cash flow optimization.
Running a business or growing something complex?
You need smart structure, liquidity, and protection that works as hard as you do.
Doing well, but want to optimize?
We’ll help you reduce tax drag, simplify complexity, and align every part of your plan.
Thinking about legacy and
long-term clarity?
We’ll help you protect your assets, support your family, and transfer wealth with purpose.
From your income to your estate, our strategies are designed to help you move from uncertainty to clarity, without pressure or complexity.
We don’t do templated advice. We design custom strategies rooted in clarity, protection, and long-term impact.
We give you access to advanced tools like private family banking, tax-efficient legacy planning, and high-impact whole life design. All built to simplify your decisions, reduce your risk, and increase your control.
We’ve guided over 2,000 families and business owners to create tailored strategies that deliver results—eliminating guesswork.
3,000+ policies placed
$1M-$5M in life insurance per household
$100K+ college funding plans for 500+ families
$500K+ in tax-advantaged retirement strategies
20–30% estate tax reduction for many clients
When you know your plan works, you stop worrying and start leading with confidence.
Financial clarity doesn’t come from guesswork. It comes from a guided process built around your goals, your pace, and your life.
Clarify
your goals.
We start with a conversation. No pressure or obligation. Just space to talk through what matters most.
Get a strategy that fits.
We’ll map out a clear, personalized plan using visuals and plain language so you can see exactly how each piece supports your future.
Make decisions with confidence.
We walk through everything together, answering questions and adjusting until it feels right to you, not just right on paper.
Put your plan to work.
Once you're ready, we help you implement with clarity and efficiency. No overwhelm or sales pressure.
Stay supported for the long haul.
We review regularly, respond quickly, and adjust as life changes, so your plan stays aligned with what matters most.
“We felt educated and confident, not pressured. Dale made sure we understood everything thoroughly, and seven years later, we’re still grateful we did.”
— Drew, Physician
“Garda made the whole process stress-free. Dale was responsive, patient, and explained everything in a way that made sense. We feel incredibly supported.”
— Alexandra E., CEO of Big Life Journal
“The team had every detail dialed in. I got the exact policy I needed, plus one for my son, and I couldn’t be happier with the outcome.”
— Brian S.
Garda is led by Dale Clarke and Ryan O’Shea, two highly ranked insurance strategists with more than 40 years of combined experience and 3,000+ policies placed.
They’re more than just knowledgeable. They take the time to listen, explain, and guide with total clarity.
You don’t have to figure everything out right now. You just have to take the next clear step.
We’ll start with a 15-minute discovery call. No pressure, no prep required. Just a simple conversation about where you are, what you care about, and how we can help.
*Disclaimer: Financial Advisors do not provide specific tax/legal advice and this information should not be considered as such. You should always consult your tax/legal advisor regarding your own specific tax/legal situation. Separate from the financial plan and our role as a financial planner, we may recommend the purchase of specific investment or insurance products or account. These product recommendations are not part of the financial plan and you are under no obligation to follow them. Life insurance products contain fees, such as mortality and expense charges (which may increase over time), and may contain restrictions, such as surrender periods.