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Financial planning isn’t just about money. It’s about clarity, confidence, and the freedom to live and give on purpose.
We help you build the kind of plan that reflects your life, your goals, and the people you care about most.
We don’t believe in generic advice. We help our clients create, protect, and pass on wealth using financial strategies that are clear, efficient, and deeply personalized. If you’re looking for planning that fits your life, not just your balance sheet, you’re in the right place.
Here’s why more than 2,000 families and business owners have trusted us to guide their most important financial decisions.
While most firms offer a little bit of everything, we’ve gone deep. Our team has placed over 4,000 policies and designed strategic plans for families nationwide using tools most advisors barely touch.
We specialize in:
Private family banking strategies
Strategically funded whole life and term life insurance
Tax-efficient estate and college funding
Low-fee, high-early-cash-value policy design
Predictable, non-market-correlated financial tools
This isn’t just something we do. It’s what we’re known for.
With nearly 40 years of combined experience, founders Dale Clarke and Ryan O’Shea have helped thousands of families build better plans. Both are ranked in the top 10 nationally among agents for several major insurance carriers out of over 5,000 professionals.
That depth matters. Because it’s not just about knowing products. It’s about knowing how to design strategies that perform across generations and still feel simple enough to understand.
Whether you're building a business, preparing for retirement, funding education, or planning your estate, we help you achieve real, measurable outcomes that reflect your goals.
Here’s what our clients experience:
$1M-$5M in life insurance protection per household.
$100K+ in college funding strategies for over 500 families.
$500K+ in tax-advantaged retirement income.
20–30% estate tax reduction for many high-net-worth families.
And those are just the financials. The real return? Confidence, clarity, and control over your future.
From your first call to long-term support, we prioritize education and clarity. That means:
No pressure. No jargon.
Visuals, stories, and side-by-side comparisons to make every concept make sense.
On-demand access to illustrations and modeling tools.
A secure client portal to track your plan.
Monthly webinars, helpful guides, and tools built to answer real questions.
Whether you’re looking at retirement income, protecting your family, or building generational wealth, our process puts you in the driver’s seat with a guide by your side.
From the start, our clients tell us they feel different:
Reduced financial stress.
Immediate protection for loved ones.
A sense of clarity—finally.
Confidence that their next move is the right one.
A financial team they can count on for life.
You’ll see your policy take shape in weeks. You’ll have access to capital in as little as 30 days. And you’ll know exactly how your plan supports what matters, now and in the future.
If you’re looking for a plan that reflects your real life, your long-term goals, and your family’s future, you won’t find it in a template. You’ll find it in a conversation.
Let’s start there.
Because when your financial strategy finally fits, you stop reacting and start leading with confidence, clarity, and a team who’s walking it with you.
*Disclaimer: Financial Advisors do not provide specific tax/legal advice and this information should not be considered as such. You should always consult your tax/legal advisor regarding your own specific tax/legal situation. Separate from the financial plan and our role as a financial planner, we may recommend the purchase of specific investment or insurance products or account. These product recommendations are not part of the financial plan and you are under no obligation to follow them. Life insurance products contain fees, such as mortality and expense charges (which may increase over time), and may contain restrictions, such as surrender periods.