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Most people know they need an estate plan. But most haven’t created one.
Not because they don’t care. Because they don’t know where to start.
Estate planning can feel complicated, expensive, and intimidating. Between legal jargon, high attorney fees, and confusing paperwork, it’s easy to push it to the bottom of the list.
That is, until something happens that makes you wish you hadn’t.
At Garda Insurance, we believe your legacy deserves more than procrastination. That’s why we’ve partnered with LegacyLock. This is a modern estate planning solution that makes it easy to create a fully customized, attorney-grade estate plan from the comfort of your own home.
This isn’t a template. This is the real thing—simplified, secure, and guided by experts.
Here’s what many people don’t realize: if you don’t have an estate plan in place, the government already has one for you.
Without legal instructions, the state determines who inherits your assets, raises your children, and accesses your accounts. And the process isn’t quick, cheap, or private.
Without a valid plan:
Your family may be forced through probate. This is a public, court-supervised process that can take months (or years).
Legal and court fees can eat away at your estate, leaving less for the people you care about.
Critical decisions may be made by people who never knew you and don’t understand your values.
This isn’t just a financial issue. It’s an emotional one. The people left behind are already grieving. They don’t need confusion, conflict, or courtrooms. They need clarity.
And that starts with you.
LegacyLock solves the two biggest problems with traditional estate planning: cost and complexity.
No more sitting through drawn-out attorney meetings. No more guessing which documents you need. No more surprise invoices or overwhelming paperwork.
Instead, LegacyLock lets you build a complete, legally valid estate plan that fits your life and your timeline.
It’s secure, user-friendly, and available whenever you are. You can create your plan in a weekend, or a quiet evening, without taking time off work or spending thousands of dollars in legal fees.
You’re not cutting corners. You’re cutting confusion.
And if you’ve already worked with an attorney? LegacyLock is a powerful way to update, revise, and protect your existing documents so your plan stays current and your wishes stay clear.
Estate planning with LegacyLock doesn’t feel like paperwork. It feels like a conversation.
You’ll navigate a seamless, intuitive process with clear, practical questions tailored to your life. We’ll explore who you trust, what you want to protect, and how you want your assets and decisions handled if something unexpected happens.
As you complete the guided experience, the platform builds your full plan in the background. Every document is attorney-drafted, state-specific, and ready for signature. You don’t need to translate legalese. You just need to answer honestly, and LegacyLock does the rest.
You’ll also have access to:
A secure digital vault to store and access your documents anytime.
A complete trust funding kit, so your plan actually works when it’s needed.
Lifetime updates, so your plan evolves as your life does.
Your life changes. So should your plan. LegacyLock lets you update key documents any time without calling a lawyer, booking a meeting, or paying a fee.
And yes, if you want help, you can get it. We’re here to support you every step of the way.
You don’t have to be ultra-wealthy or close to retirement to need an estate plan. In fact, the people who benefit most from LegacyLock are often the ones just starting out.
If you have children, you need a guardian designation.
If you have a home or savings, you need to protect them from probate.
If you’ve ever said, “I should really get my affairs in order,” you’re already ready.
LegacyLock was built to serve:
Young families who want to protect children, property, and peace of mind.
Professionals and business owners who need coordination with their legal and financial strategy.
Retirees who want to simplify, clarify, and ensure nothing’s left to chance.
High earners who need comprehensive plans without the overhead of multiple professionals.
Whoever you are, and wherever you’re starting from, LegacyLock can help you build a plan that protects what matters most.
LegacyLock includes everything most people need to fully protect their family, assets, and wishes, including:
A Revocable Living Trust
Last Will and Testament
Healthcare Power of Attorney
Financial Power of Attorney
Living Will / Advance Directives
Guardian Designations
Trust Funding Instructions and Tools
Each plan is customized to your state, your family, and your preferences. And unlike other software, there are no surprise upgrades or hidden legal fees.
What you see is what you get: a complete, attorney-grade plan that you can create and maintain for life.
Thousands of families nationwide have used LegacyLock to protect their future. And every plan starts with the same first step: a conversation.
Too many low-cost estate planning tools pay for themselves by selling your personal data. That’s not how LegacyLock works. Your information stays private, encrypted, and protected. It’s never sold, rented, or shared.
And if you ever need to update your plan—because you moved, got married, had children, or changed your mind—it’s easy. Just log in, make your changes, and reprint your updated documents. No legal fees. No wait. No catch.
We’ve helped clients from all walks of life put this system in place, and the reaction is almost always the same:
“That was so much easier than I expected.”
“I feel like a weight has been lifted.”
“I can finally stop wondering if I’m missing something.”
Estate planning doesn’t just organize your affairs. It brings you peace of mind.
No more wondering if you’ve done enough. No more hoping your spouse or children “will figure it out.” With LegacyLock, you know it’s handled with clarity, care, and purpose.
Estate planning shouldn’t feel overwhelming. It should feel empowering. And with LegacyLock, it does.
You don’t need to become an expert. You just need a plan and a process that actually works.
Whether you’ve been putting this off for years or just realized now’s the time, this is your next step.
Schedule a free consultation to learn how LegacyLock works, what it includes, and whether it’s a fit for you. No pressure. No obligation. Just answers and guidance from someone who understands what’s at stake.
Your family. Your wishes. Your legacy. Let’s protect them.
Taking care of your family is one of the most powerful acts of stewardship. Let’s make sure your plan reflects the care and conviction you live by.
*Disclaimer: Financial Advisors do not provide specific tax/legal advice and this information should not be considered as such. You should always consult your tax/legal advisor regarding your own specific tax/legal situation. Separate from the financial plan and our role as a financial planner, we may recommend the purchase of specific investment or insurance products or account. These product recommendations are not part of the financial plan and you are under no obligation to follow them. Life insurance products contain fees, such as mortality and expense charges (which may increase over time), and may contain restrictions, such as surrender periods.